Trade × state guide
Insurance for architects in Florida.
In Florida, architects usually need professional liability. On workers' compensation, Florida's rule is: Construction: required at 1+ employees; non-construction: required at 4+ employees.[S]Florida workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Florida.
- Construction trades hit the workers' comp requirement at the first employee
- State-certified vs registered contractor licensing affects scope of work
§ 02
Required cover