Departments · by the work

Business insurance by trade.

Each trade family carries its own cover checklist, common risks, and the providers that fit best. Pick your trade to see what you need and what to watch for.

Updated May 2026

PHOTO · GREG ROSENKE / UNSPLASH

Trades & contractors

№ 01
Handyman
General liability
Cover lines
4
Read guide →
№ 02
Cleaning Business
General liability · Surety bond
Cover lines
5
Read guide →
№ 03
Janitorial Service
General liability · Workers' compensation · Surety bond
Cover lines
6
Read guide →
№ 04
HVAC Contractor
General liability
Cover lines
5
Read guide →
№ 05
General Contractor
General liability · Workers' compensation
Cover lines
6
Read guide →
№ 06
Electrical Contractor
General liability
Cover lines
5
Read guide →
№ 07
Painting Contractor
General liability
Cover lines
4
Read guide →
№ 08
Landscaping Business
General liability
Cover lines
5
Read guide →
№ 09
Plumbing Contractor
General liability
Cover lines
5
Read guide →
№ 10
Roofing Contractor
General liability · Workers' compensation
Cover lines
5
Read guide →
№ 11
Tile Contractor
General liability
Cover lines
4
Read guide →
№ 12
Carpet Cleaning Business
General liability
Cover lines
4
Read guide →
№ 13
Lawn Care Service
General liability
Cover lines
4
Read guide →
№ 14
Pool Service Business
General liability
Cover lines
4
Read guide →
№ 15
Pest Control Business
General liability
Cover lines
4
Read guide →
№ 16
Food Truck Business
General liability · Commercial auto
Cover lines
5
Read guide →
№ 17
Photographer
General liability
Cover lines
4
Read guide →
№ 18
Personal Trainer
General liability · Professional liability
Cover lines
3
Read guide →
№ 19
Daycare / Childcare Business
General liability
Cover lines
5
Read guide →
№ 20
Hair Salon
General liability · Professional liability
Cover lines
4
Read guide →
№ 21
Nail Salon
General liability · Professional liability
Cover lines
4
Read guide →
№ 22
Dog Walker / Pet Sitter
General liability
Cover lines
2
Read guide →
№ 23
Mobile Auto Detailing
General liability
Cover lines
3
Read guide →
№ 24
Carpenter
General liability
Cover lines
4
Read guide →
№ 25
Welder
General liability
Cover lines
4
Read guide →
№ 26
Tree Service Business
General liability
Cover lines
5
Read guide →
№ 27
Pressure Washing Business
General liability
Cover lines
4
Read guide →
№ 28
Catering Business
General liability
Cover lines
5
Read guide →
№ 29
Massage Therapist
General liability · Professional liability
Cover lines
3
Read guide →

Licensed professionals (E&O)

№ 30
Business Consultant
Professional liability
Cover lines
4
Read guide →
№ 31
Insurance Agent
Professional liability
Cover lines
3
Read guide →
№ 32
Accountant / CPA
Professional liability
Cover lines
4
Read guide →
№ 33
Attorney / Law Firm
Professional liability
Cover lines
4
Read guide →
№ 34
Architect
Professional liability
Cover lines
4
Read guide →
№ 35
Notary / Notary Signing Agent
Professional liability
Cover lines
2
Read guide →
№ 36
Real Estate Agent
Professional liability
Cover lines
3
Read guide →
№ 37
IT Consultant
Professional liability
Cover lines
4
Read guide →
№ 38
Home Inspector
Professional liability
Cover lines
4
Read guide →

Gig & delivery

№ 39
Rideshare Driver (Uber / Lyft)
Commercial auto
Cover lines
1
Read guide →
№ 40
Delivery Driver (DoorDash / Instacart / Amazon Flex)
Commercial auto
Cover lines
1
Read guide →

Trades & contractors

Handyman

Cleaning Business

Janitorial Service

HVAC Contractor

General Contractor

Electrical Contractor

Painting Contractor

Landscaping Business

Plumbing Contractor

Roofing Contractor

Tile Contractor

Carpet Cleaning Business

Lawn Care Service

Pool Service Business

Pest Control Business

Food Truck Business

Photographer

Personal Trainer

Daycare / Childcare Business

Hair Salon

Nail Salon

Dog Walker / Pet Sitter

Mobile Auto Detailing

Carpenter

Welder

Tree Service Business

Pressure Washing Business

Catering Business

Massage Therapist

Licensed professionals (E&O)

Business Consultant

Insurance Agent

Accountant / CPA

Attorney / Law Firm

Architect

Notary / Notary Signing Agent

Real Estate Agent

IT Consultant

Home Inspector

Gig & delivery

Rideshare Driver (Uber / Lyft)

Delivery Driver (DoorDash / Instacart / Amazon Flex)