Trade × state guide
Insurance for general contractors in Tennessee.
In Tennessee, general contractors usually need general liability and workers' compensation. On workers' compensation, Tennessee's rule is: Non-construction: 5+ employees; construction (CSPs): required for all employers with 1+ employee.[S]Tennessee workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Tennessee.
- Construction service providers hit the workers' comp requirement at employee one
- Contractor licensing keyed to project monetary thresholds
§ 02
Required cover
Coverage general contractors typically need.
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