Trade × state guide
Insurance for janitorial services in North Carolina.
In North Carolina, janitorial services usually need general liability, workers' compensation and surety bond. On workers' compensation, North Carolina's rule is: Required for employers with three or more employees.[S]North Carolina workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for North Carolina.
- GC licensing is keyed to project value tiers
- Three-employee general threshold with industry-specific exceptions
§ 02
Required cover
Coverage janitorial services typically need.
- ✓General liability
- ✓Workers' compensation
- ✓Surety bond
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