Trade × state guide
Insurance for massage therapists in Massachusetts.
In Massachusetts, massage therapists usually need general liability and professional liability. On workers' compensation, Massachusetts's rule is: Required for all employers with one or more employees, regardless of hours worked (domestic workers must work 16+ hrs/week).[S]
Updated 2026-07-02 · Beaconcover editorial§ 01
State desk
Licensing notes for Massachusetts.
- Home Improvement Contractor (HIC) registration applies to residential work
- Broad first-employee coverage requirement, few exemptions
§ 02
Required cover
Coverage massage therapists typically need.
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