Small-business cover in Alabama.

In Alabama, workers’ comp is required at Required for employers with five or more employees (exception: residential construction employers require coverage regardless of employee count)^[S]Alabama workers' compensation threshold. Workers' compensation is generally required once an employer regularly has five or more employees (full-time or part-time). However, employers in the business of constructing or assisting on-site with new single-family detached residential dwellings must carry coverage regardless of employee count. General contractors above a monetary threshold require a state license. Regulated by the Alabama Department of Labor.