№ 04 · May 2026
beaconcover
Independent comparison desk
State regulatory desk

Small-business cover in Georgia.

In Georgia, workers’ comp is required at Required for employers with three or more employees (including regular part-time workers and corporate officers/LLC members)[S]Georgia workers' compensation threshold. Workers' compensation is generally required once an employer regularly has three or more employees. Corporate officers and LLC members count toward the employee total, even if they waive their own coverage via Form WC-10. Several construction trades require state licensure. Regulated by the Georgia State Board of Workers' Compensation.

Updated 2026-05-16 · Beaconcover editorial
§ 01
Workers' comp

What Georgia requires.

GA threshold

Required for employers with three or more employees (including regular part-time workers and corporate officers/LLC members)[C]Georgia workers' compensation threshold

Workers' compensation is generally required once an employer regularly has three or more employees. Corporate officers and LLC members count toward the employee total, even if they waive their own coverage via Form WC-10. Several construction trades require state licensure. Regulated by the Georgia State Board of Workers' Compensation.

§ 02
Licensing & bonding

State licensing notes.

  • Three-employee threshold is a common small-business planning point
  • General contractor and some trades licensed at state level
§ 03
Georgia by trade

One page per trade × state.