Small-business cover in Georgia.
Workers’ comp threshold in Georgia: Required for employers with three or more employees (including regular part-time workers and corporate officers/LLC members)[S].
Updated 2026-05-16 · Beaconcover editorialThe short answer: In Georgia, workers' compensation is required for employers with three or more employees (including regular part-time workers and corporate officers/LLC members). Most clients and licenses also ask for general liability before you can take a job.
What does Georgia require?
Required for employers with three or more employees (including regular part-time workers and corporate officers/LLC members)[C]
Workers' compensation is generally required once an employer regularly has three or more employees. Corporate officers and LLC members count toward the employee total, even if they waive their own coverage via Form WC-10. Several construction trades require state licensure. Regulated by the Georgia State Board of Workers' Compensation.
What licensing and bonding does Georgia require?
- Three-employee threshold is a common small-business planning point
- General contractor and some trades licensed at state level