№ 04 · May 2026
beaconcover
Independent comparison desk
State regulatory desk

Small-business cover in Louisiana.

Workers’ comp threshold in Louisiana: Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal)[S].

Updated 2026-05-16 · Beaconcover editorial

The short answer: In Louisiana, workers' compensation is required for all employers with one or more employees (part-time, full-time, temporary, or seasonal). Most clients and licenses also ask for general liability before you can take a job.

§ 01
Workers' comp

What does Louisiana require?

LA threshold

Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal)[C]

Workers' compensation is required from the first employee under Louisiana law, including part-time, temporary, and seasonal workers. Commercial and residential contractors above monetary thresholds require state licensure. Regulated by the Louisiana Workforce Commission, Office of Workers' Compensation.

§ 02
Licensing & bonding

What licensing and bonding does Louisiana require?

  • State contractor licensing keyed to project value tiers
  • First-employee workers' comp threshold
§ 03
Louisiana by trade

One page per trade × state.