Small-business cover in Louisiana.
In Louisiana, workers’ comp is required at Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal)[S]Louisiana workers' compensation threshold. Workers' compensation is required from the first employee under Louisiana law, including part-time, temporary, and seasonal workers. Commercial and residential contractors above monetary thresholds require state licensure. Regulated by the Louisiana Workforce Commission, Office of Workers' Compensation.
Updated 2026-05-16 · Beaconcover editorialThe short answer: Business insurance in Louisiana starts with workers' compensation, required at Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal), plus the general liability that most clients and licenses ask for before you can take a job.
What does Louisiana require?
Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal)[C]Louisiana workers' compensation threshold
Workers' compensation is required from the first employee under Louisiana law, including part-time, temporary, and seasonal workers. Commercial and residential contractors above monetary thresholds require state licensure. Regulated by the Louisiana Workforce Commission, Office of Workers' Compensation.
What licensing and bonding does Louisiana require?
- State contractor licensing keyed to project value tiers
- First-employee workers' comp threshold