№ 04 · May 2026
beaconcover
Independent comparison desk
State regulatory desk

Small-business cover in Louisiana.

In Louisiana, workers’ comp is required at Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal)[S]Louisiana workers' compensation threshold. Workers' compensation is required from the first employee under Louisiana law, including part-time, temporary, and seasonal workers. Commercial and residential contractors above monetary thresholds require state licensure. Regulated by the Louisiana Workforce Commission, Office of Workers' Compensation.

Updated 2026-05-16 · Beaconcover editorial
§ 01
Workers' comp

What Louisiana requires.

LA threshold

Required for all employers with one or more employees (part-time, full-time, temporary, or seasonal)[C]Louisiana workers' compensation threshold

Workers' compensation is required from the first employee under Louisiana law, including part-time, temporary, and seasonal workers. Commercial and residential contractors above monetary thresholds require state licensure. Regulated by the Louisiana Workforce Commission, Office of Workers' Compensation.

§ 02
Licensing & bonding

State licensing notes.

  • State contractor licensing keyed to project value tiers
  • First-employee workers' comp threshold
§ 03
Louisiana by trade

One page per trade × state.