Small-business cover in Maryland.

In Maryland, workers’ comp is required at Required for all employers with one or more employees (full-time or part-time)^[S]Maryland workers' compensation threshold. Workers' compensation is required for virtually all Maryland employers from the first employee under the Maryland Workers' Compensation Act. Employers and employees cannot waive coverage provisions. Home-improvement contractors must be licensed by the Maryland Home Improvement Commission. Regulated by the Maryland Workers' Compensation Commission.