Small-business cover in Pennsylvania.
Workers’ comp threshold in Pennsylvania: Required for all employers with one or more employees (full-time or part-time, including family members)[S].
Updated 2026-05-16 · Beaconcover editorialThe short answer: In Pennsylvania, workers' compensation is required for all employers with one or more employees (full-time or part-time, including family members). Most clients and licenses also ask for general liability before you can take a job.
What does Pennsylvania require?
Required for all employers with one or more employees (full-time or part-time, including family members)[C]
Workers' compensation is required for nearly all employers from the first employee under the Pennsylvania Workers' Compensation Act, with narrow exemptions. Home-improvement contractors must register with the Pennsylvania Attorney General. Regulated by the Pennsylvania Department of Labor & Industry.
What licensing and bonding does Pennsylvania require?
- Home Improvement Contractor (HIC) registration is required statewide