№ 04 · May 2026
beaconcover
Independent comparison desk
Trade × state guide

Insurance for carpet cleaning businesses in Minnesota.

In Minnesota, carpet cleaning businesses usually need general liability. On workers' compensation, Minnesota's rule is: Required for all employers with one or more employees (no minimum employee count threshold under Minn. Stat. §176.181).[S]Minnesota workers' compensation threshold

Updated 2026-05-16 · Beaconcover editorial
§ 01
State desk

Licensing notes for Minnesota.

  • Residential building contractor/remodeler licensing applies to many trades
  • Broad first-employee coverage requirement
§ 02
Required cover

Coverage carpet cleaning businesses typically need.

RequiredBy law or by typical contract

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