Small-business cover in Minnesota.
In Minnesota, workers’ comp is required at Required for all employers with one or more employees (no minimum employee count threshold under Minn. Stat. §176.181)[S]Minnesota workers' compensation threshold. Minnesota Workers' Compensation Law (Minn. Stat. §176.181) mandates coverage with no minimum employee threshold. Even a single part-time employee triggers the coverage requirement. Residential building contractors require state licensure. Regulated by the Minnesota Department of Labor and Industry.
Updated 2026-05-16 · Beaconcover editorialWhat Minnesota requires.
Required for all employers with one or more employees (no minimum employee count threshold under Minn. Stat. §176.181)[C]Minnesota workers' compensation threshold
Minnesota Workers' Compensation Law (Minn. Stat. §176.181) mandates coverage with no minimum employee threshold. Even a single part-time employee triggers the coverage requirement. Residential building contractors require state licensure. Regulated by the Minnesota Department of Labor and Industry.
State licensing notes.
- Residential building contractor/remodeler licensing applies to many trades
- Broad first-employee coverage requirement