Trade × state guide
Insurance for cleaning businesses in Illinois.
In Illinois, cleaning businesses usually need general liability and surety bond. On workers' compensation, Illinois's rule is: Required for all employers with one or more employees (including part-time workers), from the first day of hire.[S]Illinois workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Illinois.
- Illinois licenses roofing contractors at the state level
- Chicago adds municipal licensing for several trades
§ 02
Required cover
Coverage cleaning businesses typically need.
- ✓General liability
- ✓Surety bond
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