Small-business cover in Illinois.
Workers’ comp threshold in Illinois: Required for all employers with one or more employees (including part-time workers), from the first day of hire[S].
Updated 2026-05-16 · Beaconcover editorialThe short answer: In Illinois, workers' compensation is required for all employers with one or more employees (including part-time workers), from the first day of hire. Most clients and licenses also ask for general liability before you can take a job.
What does Illinois require?
Required for all employers with one or more employees (including part-time workers), from the first day of hire[C]
Workers' compensation is mandatory for essentially all employers from the first employee under the Illinois Workers' Compensation Act. Sole proprietors, partners, corporate officers, and LLC members may elect to exempt themselves but must still cover their employees. Roofing contractors require a state license. Regulated by the Illinois Workers' Compensation Commission.
What licensing and bonding does Illinois require?
- Illinois licenses roofing contractors at the state level
- Chicago adds municipal licensing for several trades