Trade × state guide
Insurance for cleaning businesses in Virginia.
In Virginia, cleaning businesses usually need general liability and surety bond. On workers' compensation, Virginia's rule is: Required for employers who regularly employ more than two employees (3 or more employees).[S]Virginia workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Virginia.
- Class A/B/C contractor licensing is tied to contract/project value
- Subcontractors count toward the employee threshold in many cases
§ 02
Required cover
Coverage cleaning businesses typically need.
- ✓General liability
- ✓Surety bond
← All Cleaning Business insurance Business insurance in Virginia →