Small-business cover in Virginia.
In Virginia, workers’ comp is required at Required for employers who regularly employ more than two employees (3 or more employees)[S]Virginia workers' compensation threshold. Workers' compensation is required once an employer regularly has more than two part-time or full-time employees. Subcontractor employees count toward the employer's total. Contractors are licensed in classes (A/B/C) by project size. Regulated by the Virginia Workers' Compensation Commission (under the Virginia State Corporation Commission).
Updated 2026-05-16 · Beaconcover editorialWhat Virginia requires.
Required for employers who regularly employ more than two employees (3 or more employees)[C]Virginia workers' compensation threshold
Workers' compensation is required once an employer regularly has more than two part-time or full-time employees. Subcontractor employees count toward the employer's total. Contractors are licensed in classes (A/B/C) by project size. Regulated by the Virginia Workers' Compensation Commission (under the Virginia State Corporation Commission).
State licensing notes.
- Class A/B/C contractor licensing is tied to contract/project value
- Subcontractors count toward the employee threshold in many cases