Trade × state guide
Insurance for delivery drivers in Missouri.
In Missouri, delivery drivers usually need commercial auto. On workers' compensation, Missouri's rule is: Non-construction: 5+ employees; construction: required at 1+ employee.[S]Missouri workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Missouri.
- Construction is held to the one-employee threshold
- Licensing predominantly at the city/county level
§ 02
Required cover
Coverage delivery drivers typically need.
← All Delivery Driver (DoorDash / Instacart / Amazon Flex) insurance Business insurance in Missouri →