Small-business cover in Missouri.

In Missouri, workers’ comp is required at Non-construction: 5+ employees; construction: required at 1+ employee^[S]Missouri workers' compensation threshold. Missouri generally requires workers' comp at five or more employees for non-construction employers, but all construction-industry employers must cover from the first employee. Trade licensing is largely municipal. Regulated by the Missouri Department of Labor and Industrial Relations, Division of Workers' Compensation.