Trade × state guide
Insurance for food truck businesses in Minnesota.
In Minnesota, food truck businesses usually need general liability and commercial auto. On workers' compensation, Minnesota's rule is: Required for all employers with one or more employees (no minimum employee count threshold under Minn. Stat. §176.181).[S]Minnesota workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Minnesota.
- Residential building contractor/remodeler licensing applies to many trades
- Broad first-employee coverage requirement
§ 02
Required cover
Coverage food truck businesses typically need.
← All Food Truck Business insurance Business insurance in Minnesota →