Trade × state guide
Insurance for home inspectors in South Carolina.
In South Carolina, home inspectors usually need professional liability. On workers' compensation, South Carolina's rule is: Required for employers with 4 or more employees (part-time workers and family members count; employers with annual payroll under $3,000 are exempt).[S]South Carolina workers' compensation threshold
Updated 2026-07-02 · Beaconcover editorial§ 01
State desk
Licensing notes for South Carolina.
- Contractor licensing tiered by project value with bonding requirements
- Four-employee / payroll-based workers' comp trigger
§ 02
Required cover
Coverage home inspectors typically need.
← All Home Inspector insurance Business insurance in South Carolina →