Small-business cover in South Carolina.
In South Carolina, workers’ comp is required at Required for employers with 4 or more employees (part-time workers and family members count; employers with annual payroll under $3,000 are exempt)[S]South Carolina workers' compensation threshold. Workers' compensation is required for South Carolina employers with four or more employees (including part-time workers and family members). Employers with an annual payroll of less than $3,000 are exempt regardless of employee count. Contractors above a monetary tier require state licensure and bonding. Regulated by the South Carolina Workers' Compensation Commission.
Updated 2026-05-16 · Beaconcover editorialWhat South Carolina requires.
Required for employers with 4 or more employees (part-time workers and family members count; employers with annual payroll under $3,000 are exempt)[C]South Carolina workers' compensation threshold
Workers' compensation is required for South Carolina employers with four or more employees (including part-time workers and family members). Employers with an annual payroll of less than $3,000 are exempt regardless of employee count. Contractors above a monetary tier require state licensure and bonding. Regulated by the South Carolina Workers' Compensation Commission.
State licensing notes.
- Contractor licensing tiered by project value with bonding requirements
- Four-employee / payroll-based workers' comp trigger