Trade × state guide
Insurance for insurance agents in South Carolina.
In South Carolina, insurance agents usually need professional liability. On workers' compensation, South Carolina's rule is: Required for employers with 4 or more employees (part-time workers and family members count; employers with annual payroll under $3,000 are exempt).[S]South Carolina workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for South Carolina.
- Contractor licensing tiered by project value with bonding requirements
- Four-employee / payroll-based workers' comp trigger
§ 02
Required cover
Coverage insurance agents typically need.
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