Trade × state guide
Insurance for janitorial services in Illinois.
In Illinois, janitorial services usually need general liability, workers' compensation and surety bond. On workers' compensation, Illinois's rule is: Required for all employers with one or more employees (including part-time workers), from the first day of hire.[S]Illinois workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Illinois.
- Illinois licenses roofing contractors at the state level
- Chicago adds municipal licensing for several trades
§ 02
Required cover
Coverage janitorial services typically need.
- ✓General liability
- ✓Workers' compensation
- ✓Surety bond
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