Trade × state guide
Insurance for janitorial services in New Jersey.
In New Jersey, janitorial services usually need general liability, workers' compensation and surety bond. On workers' compensation, New Jersey's rule is: Required for all employers with one or more employees (all New Jersey employers not covered by federal programs).[S]New Jersey workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for New Jersey.
- Home Improvement Contractor registration is required statewide
- High validated CPC for business insurance in NJ
§ 02
Required cover
Coverage janitorial services typically need.
- ✓General liability
- ✓Workers' compensation
- ✓Surety bond
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