Trade × state guide
Insurance for personal trainers in Missouri.
In Missouri, personal trainers usually need general liability and professional liability. On workers' compensation, Missouri's rule is: Non-construction: 5+ employees; construction: required at 1+ employee.[S]Missouri workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Missouri.
- Construction is held to the one-employee threshold
- Licensing predominantly at the city/county level
§ 02
Required cover
Coverage personal trainers typically need.
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