Trade × state guide
Insurance for photographers in Virginia.
In Virginia, photographers usually need general liability. On workers' compensation, Virginia's rule is: Required for employers who regularly employ more than two employees (3 or more employees).[S]Virginia workers' compensation threshold
Updated 2026-05-16 · Beaconcover editorial§ 01
State desk
Licensing notes for Virginia.
- Class A/B/C contractor licensing is tied to contract/project value
- Subcontractors count toward the employee threshold in many cases
§ 02
Required cover
Coverage photographers typically need.
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