№ 04 · May 2026
beaconcover
Independent comparison desk
Trade × state guide

Insurance for rideshare drivers in South Carolina.

In South Carolina, rideshare drivers usually need commercial auto. On workers' compensation, South Carolina's rule is: Required for employers with 4 or more employees (part-time workers and family members count; employers with annual payroll under $3,000 are exempt).[S]South Carolina workers' compensation threshold

Updated 2026-05-16 · Beaconcover editorial
§ 01
State desk

Licensing notes for South Carolina.

  • Contractor licensing tiered by project value with bonding requirements
  • Four-employee / payroll-based workers' comp trigger
§ 02
Required cover

Coverage rideshare drivers typically need.

RequiredBy law or by typical contract

← All Rideshare Driver (Uber / Lyft) insurance Business insurance in South Carolina